* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #1b1b1f;
  background-color: #f5f6fa;
  line-height: 1.6;
}

a {
  color: #0b63ce;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.wrapper {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 16px;
}

.top-bar {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(7, 28, 54, 0.98);
  color: #fff;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.25);
}

.top-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  gap: 16px;
}

.logo {
  font-weight: 800;
  font-size: 1.1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: #fff;
  text-decoration: none;
}

.logo:hover {
  color: #fff;
  text-decoration: none;
}

.logo span {
  color: #26c281;
}

.main-nav {
  display: flex;
  gap: 16px;
  font-size: 0.9rem;
}

.main-nav a {
  color: #e7ecf5;
  font-weight: 500;
}

.main-nav a:hover {
  color: #ffffff;
}

/* Dropdown Menu */
.dropdown {
  position: relative;
}

.dropdown-toggle {
  cursor: pointer;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: rgba(7, 28, 54, 0.98);
  min-width: 220px;
  padding: 8px 0;
  border-radius: 0 0 8px 8px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.3);
  z-index: 100;
}

.dropdown:hover .dropdown-menu {
  display: block;
}

.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  color: #e7ecf5;
  font-size: 0.85rem;
  white-space: nowrap;
}

.dropdown-menu a:hover {
  background: rgba(255, 255, 255, 0.1);
  color: #ffffff;
}

.top-bar-phone {
  color: #fff;
  font-size: 0.9rem;
  white-space: nowrap;
}

.hero {
  background: radial-gradient(circle at top left, #1a3c72 0, #071c36 55%, #020712 100%);
  color: #fff;
  padding: 80px 0 64px;
}

.hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 3fr) minmax(0, 2.5fr);
  gap: 40px;
  align-items: center;
}

.eyebrow {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: #9fb5d8;
  margin-bottom: 12px;
}

.hero h1 {
  font-size: clamp(2.1rem, 3.2vw, 2.8rem);
  line-height: 1.15;
  margin-bottom: 14px;
}

.hero-sub {
  font-size: 1rem;
  color: #d7e1f0;
  max-width: 540px;
  margin-bottom: 20px;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 10px 22px;
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
}

.btn-primary {
  background: linear-gradient(135deg, #26c281, #1ab06f);
  color: #031018;
}

.btn-primary:hover {
  background: linear-gradient(135deg, #2bd68f, #1ab06f);
}

.btn-outline {
  background: transparent;
  color: #f3f7ff;
  border-color: rgba(196, 208, 230, 0.65);
}

.btn-outline:hover {
  border-color: #ffffff;
}

.btn-full {
  width: 100%;
}

.hero-bullets {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  font-size: 0.9rem;
  color: #c4d2ea;
}

.hero-bullets li::before {
  content: "•";
  margin-right: 6px;
  color: #26c281;
}

.hero-image figure {
  background: radial-gradient(circle at top left, rgba(255, 255, 255, 0.12), transparent 60%);
  border-radius: 16px;
  padding: 10px;
  border: 1px solid rgba(142, 174, 214, 0.3);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.3);
}

.hero-image img {
  width: 100%;
  display: block;
  border-radius: 12px;
}

.hero-image figcaption {
  font-size: 0.75rem;
  color: #b4c6e6;
  margin-top: 6px;
}

.trust-strip {
  background: #020712;
  color: #d7e1f0;
  padding: 14px 0;
  border-bottom: 1px solid #121829;
}

.trust-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  justify-content: center;
  font-size: 0.85rem;
}

.section {
  padding: 64px 0;
}

.section-alt {
  background: #ffffff;
}

.section-title {
  font-size: 1.7rem;
  margin-bottom: 10px;
}

.section-intro {
  max-width: 680px;
  font-size: 0.98rem;
  color: #4a5668;
  margin-bottom: 28px;
}

.split {
  padding: 64px 0;
  background: #f0f3fa;
}

.split-inner {
  display: grid;
  grid-template-columns: minmax(0, 3fr) minmax(0, 2.5fr);
  gap: 32px;
  align-items: flex-start;
}

.split-text p {
  margin-bottom: 16px;
}

.checklist {
  list-style: none;
  margin-top: 8px;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.95rem;
  color: #374052;
}

.checklist li::before {
  content: "✔";
  color: #26c281;
  margin-top: 2px;
}

.split-form-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 20px 20px 22px;
  box-shadow: 0 18px 45px rgba(19, 33, 68, 0.22);
}

.split-form-card h3 {
  margin-bottom: 14px;
}

.field {
  margin-bottom: 10px;
}

.field-group {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
}

label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 4px;
  color: #4a5668;
}

input,
textarea {
  width: 100%;
  border-radius: 8px;
  border: 1px solid #cbd4e4;
  padding: 8px 10px;
  font-size: 0.9rem;
  font-family: inherit;
}

input:focus,
textarea:focus {
  outline: 2px solid #26c281;
  border-color: transparent;
}

.form-footnote {
  margin-top: 8px;
  font-size: 0.8rem;
  color: #6a7485;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.card {
  background: #ffffff;
  border-radius: 14px;
  padding: 18px 18px 20px;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.04);
  border: 1px solid #e4e7f0;
}

.card h3 {
  margin-bottom: 8px;
}

.card p {
  font-size: 0.92rem;
  color: #4a5668;
  margin-bottom: 10px;
}

.card ul {
  list-style: none;
  font-size: 0.9rem;
  color: #374052;
}

.card ul li::before {
  content: "•";
  margin-right: 6px;
  color: #26c281;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.step {
  background: #f5f7fc;
  border-radius: 12px;
  padding: 16px 14px 18px;
  border: 1px solid #e0e4f0;
}

.step-number {
  width: 26px;
  height: 26px;
  border-radius: 999px;
  background: #071c36;
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  margin-bottom: 6px;
}

.step h3 {
  font-size: 0.95rem;
  margin-bottom: 6px;
}

.step p {
  font-size: 0.88rem;
  color: #4a5668;
}

.compliance-grid {
  display: grid;
  grid-template-columns: minmax(0, 2.2fr) minmax(0, 1.8fr);
  gap: 24px;
}

.compliance-callout {
  background: #071c36;
  color: #f5f7ff;
  border-radius: 14px;
  padding: 18px 18px 20px;
}

.compliance-callout h3 {
  margin-bottom: 8px;
}

.compliance-callout ul {
  list-style: none;
  font-size: 0.9rem;
  margin-bottom: 10px;
}

.compliance-callout li + li {
  margin-top: 3px;
}

.small {
  font-size: 0.82rem;
}

.section-alt .columns {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.columns-tight {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.columns-tight ul {
  list-style: none;
  font-size: 0.92rem;
}

.center {
  text-align: center;
  margin-top: 18px;
}

.cta-footer {
  background: #071c36;
  color: #ffffff;
  padding: 32px 0;
}

.cta-footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.cta-footer p {
  font-size: 0.95rem;
  color: #d7e1f0;
}

.cta-footer-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.site-footer {
  background: #020712;
  color: #9ea7bb;
  padding: 16px 0;
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.footer-left p {
  max-width: 340px;
}

@media (max-width: 960px) {
  .hero-inner,
  .split-inner,
  .cards-grid,
  .steps-grid,
  .compliance-grid,
  .section-alt .columns,
  .columns-tight,
  .cta-footer-inner,
  .footer-inner {
    grid-template-columns: 1fr !important;
    flex-direction: column;
  }

  .hero-inner,
  .split-inner {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 72px;
  }

  .hero-image {
    order: -1;
  }

  .main-nav {
    display: none;
  }

  .top-bar-inner {
    justify-content: space-between;
  }

  .cta-footer-inner,
  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 640px) {
  .hero {
    padding: 64px 0 44px;
  }

  .hero-ctas {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-bullets {
    flex-direction: column;
  }

  .split {
    padding: 48px 0;
  }

  .section {
    padding: 48px 0;
  }
}